Reviewed and fully updated July 2026 · Stephen Pasquini, PA-C
You passed. Now let’s keep you licensed, current, and paid what you’re worth.
Nobody hands you a manual on the last day of PA school. One week you are a student, and the next you are staring at an NPI application, a DEA form, a state board portal, a credentialing packet, and a contract you do not know how to read.
Then, right about the time you have it all sorted, the rules move.
This is the page I keep for all of it. Everything a working PA has to do to stay legal, stay certified, get paid fairly, and keep growing — with the current fees, the current deadlines, and honest flags on the things that are genuinely unsettled right now. I have been in practice since 2004 and I still check this page myself.
1. If you were on the SAVE plan, you have a decision to make this fall. SAVE was vacated in March 2026 and is gone. Servicers began sending notices on July 1, 2026 giving borrowers roughly 90 days to pick a new plan. If you do nothing, you are likely to be moved to Standard Repayment, which does not count toward PSLF in most cases. Months you already earned under SAVE still count. Jump to the student loan section.
2. The PSLF employer restriction is not in effect. The Department of Education’s rule excluding employers engaged in a “substantial illegal purpose” was set to start July 1, 2026 — and on June 30, 2026 a federal judge vacated it entirely. The previous rules stand. The Department may appeal, so treat this as current-as-of-today rather than settled.
Where are you right now?
The page runs in order, from “I just graduated” to “I’ve been doing this a decade.” Jump to where you actually are.
I just graduated
You need the PANCE, a state license, an NPI, a DEA number, and hospital privileges — in that order.
Start at Step 1 →
I’m established
You need CME that counts, and a decision about PANRE vs. PANRE-LA before year six runs out.
Jump to Step 6 →
Something needs to change
Underpaid, under-protected, buried in loans, or ready for a different specialty.
Jump to Step 9 →
What’s on this page
- Part 1 — Get credentialed
- Pass the PANCE
- Get licensed in your state
- Get your NPI (free, and do it first)
- Get your DEA registration
- Survive credentialing and privileging
- Part 2 — Stay certified
- CME that actually counts
- PANRE or PANRE-LA: the year-six decision
- Practice questions and board review
- Part 3 — Get paid and protected
- Know what you should be earning
- Read the contract before you sign it
- Malpractice and disability coverage
- Student loans: what changed in 2026
- Part 4 — Keep growing
- Residency, fellowship, and changing specialty
- Finding your next job
- The PA Licensure Compact
- Your state and national chapters
- Part 5 — Everyday tools
- Apps, references, and patient handouts
- Questions I get asked
The tools
Six things I built because I needed them myself. Use them whether or not you read another word on this page.
PA Contract Check
Paste your offer and get a 0–100 score plus your exact percentile against federal wage data for your state — in about thirty seconds. The score is free and it does not ask for an email.
Score my offer →
PA Hourly Rate Calculator
Per diem, part time, locums, or 1099? Roughly one in six of us is not salaried, and almost every salary tool ignores that. This one does not.
Check my rate →
Salary by cost of living
All fifty states, adjusted for what it actually costs to live there. The biggest number on the list is almost never the best offer.
Compare states →
The Application Studio
Build a print-ready PA résumé and a matching cover letter in your browser, with a live preview. Upload the résumé you already have and it rebuilds it. Free to build and print.
Start building free →
PANRE-LA Rapid Blueprint Search
PANRE-LA lets you use references. Pick the content area, type a few clinical clues, and get the passage that answers the question.
Open the search →
The Smarty PANCE QBank
More than 5,000 board-style questions with adaptive practice, timed mode, mock exams, and analytics that show you where you actually stand.
See the QBank →
Part 1
Get credentialed
These five steps are sequential, and that trips people up. You cannot get a DEA number without a state license, and you cannot finish credentialing without an NPI. Every one of them has a processing queue. Start earlier than feels necessary — the most common way new grads delay their own start date is by treating this as a to-do list instead of a chain.
Pass the PANCERegister up to 180 days before you finish
| Detail | Where it stands in 2026 |
|---|---|
| Fee | $550 |
| When you can register | Up to 180 days before your expected program completion date |
| Earliest you can sit | 7 days after program completion, once your program director confirms it |
| Window to test | 180 days from the date you become eligible |
| Retakes | Once per 90 days, and no more than 3 per calendar year — whichever is fewer |
| Lifetime limit | 6 attempts within 6 years of graduation. After that you must complete another ARC-PA accredited program. |
The 180-day registration window opens well before you finish, and the 180-day testing window starts the day you become eligible. Pick your date first and build your study schedule back from it — not the other way around.
Most programs will tell you the day they confirm completion. Ask yours, then put both dates on a calendar.
Board review mapped to the actual blueprint
Smarty PANCE runs fourteen courses built directly on the NCCPA content blueprint, with a QBank of more than 5,000 board-style questions, topic-specific exams, five 225-question comprehensive exams, and timed PANCE simulations. Over 30,000 PAs have used it.
- The PANCE and PANRE Content Blueprint, ExplainedWhat is actually on the exam, organ system by organ system.
- PANCE and PANRE Pass and Failure RatesWhat the national numbers really look like — and what happens if you don’t pass.
- The Interactive Content Blueprint ChecklistFree. Every required disorder, linked to a lesson.
Get licensed in your stateThe slowest step. Start it the day you have transcripts.
Licensure is entirely state-by-state, and the variation is real — different applications, different fees, different jurisprudence exams, different turnaround. Some states will license you within a couple of weeks of certification. Others will take three months and then ask for one more document.
You will almost certainly need official transcripts from every school you have attended. Order them early; that alone can cost you two weeks.
Go straight to the FSMB state board directory. It carries the current website, address, and phone number for every state and territory, and it is the directory the boards themselves keep updated — which matters, because board sites move constantly.
Call the board if anything is ambiguous. A three-minute phone call routinely saves three weeks.
- FSMB: Contact a State Medical BoardEvery state and territory, with current websites and phone numbers.
- PA State Licensing: Everything You Need to KnowMy walkthrough of the whole program-to-practice sequence.
- The PA Licensure Compact — 26 states and countingWhat it will change, and why it doesn’t help you yet.
Get your NPI — it’s free, and it has to come firstDo this while you wait on everything else
Your National Provider Identifier is the ten-digit number that follows you for your entire career, through every job and every state. HIPAA created it; CMS issues it through the National Plan and Provider Enumeration System.
Two things worth knowing: it is completely free, and you need it before you can apply for a DEA registration. There is no reason to wait. Apply at nppes.cms.hhs.gov.
CMS does not publish a guaranteed turnaround, and you will see everything from “instant” to “two weeks” quoted online. What CMS actually says is that the online application gives you the fastest result. Apply online, not on paper.
Get your DEA registrationOnly after your state grants prescribing authority
| Detail | Where it stands in 2026 |
|---|---|
| Fee | $888 for a three-year registration |
| New application | DEA Form 224 |
| Renewal | DEA Form 224a, every three years |
| Prerequisite | An active state license with prescribing authority, plus your NPI |
| Where | deadiversion.usdoj.gov |
Many employers will cover your DEA fee, your state license, and your chapter dues. It is an ordinary thing to negotiate and a lot of new grads never ask. If you are still in offer conversations, put it on the list.
And note that PAs pay the same DEA rate as physicians — the Code of Federal Regulations does not set a separate “mid-level” rate. If a site quotes you a cheaper PA-specific number, it is out of date.
Survive credentialing and privilegingBudget 60–120 days. Seriously.
Most hospitals and health systems run their own privileging process on top of everything above, with its own committee calendar. It is the step nobody warns you about and the one most likely to push back your start date.
What tends to be asked for: your diploma and transcripts, PANCE certification, state license, DEA, NPI, malpractice history, immunization records, BLS/ACLS/PALS cards, references from your rotations, and a gap-free timeline of everything you have done since PA school.
Build one folder now — digital, backed up — and put everything in it. Diploma, transcripts, every certification card with its expiration date, license numbers, DEA number, NPI, immunization records, and a running CV with exact month-and-year dates and no unexplained gaps.
You will be asked for this same packet every single time you change jobs, add a hospital, or renew privileges. Building it once, properly, is a gift to yourself for the next thirty years. Mine has saved me more hours than any app on this page.
Part 2
Stay certified
CME that actually counts100 credits every two years — and the rules got easier
Certification runs on a 10-year cycle built out of five consecutive two-year CME periods, with a recertification exam by the end of year ten.
| Requirement | Where it stands in 2026 |
|---|---|
| CME per 2-year cycle | 100 credits |
| Category 1 minimum | 50 credits. The other 50 can be Category 1, Category 2, or a mix. |
| Self-assessment CME | No longer required — but it earns a 1.5× multiplier |
| Performance improvement (PI-CME) | No longer required — but the first 20 credits per cycle count double |
| Certification maintenance fee | $180 per two-year cycle, due Dec 31 of your expiration year |
| CME re-audit fee | $100 |
Self-assessment and PI-CME used to be mandatory. They are not anymore — but NCCPA kept the incentives, and they are generous. Twenty PI-CME credits count as forty. Twenty self-assessment credits count as thirty.
If you are the kind of person who scrambles in month 22 of a 24-month cycle, front-loading a PI-CME project is the single highest-leverage thing you can do. Half the work, same credit.
Where I actually get mine
- UpToDate — if you have a subscription, it logs CME automatically every time you look something up during a patient encounter. This is free credit for work you were doing anyway. As of March 2026 their Expert AI feature also earns credit.
- American Family Physician — still the best clinical reading in primary care, and each issue carries CME. Check current AAFP membership requirements for the quizzes.
- Pri-Med — yes, heavily industry-supported. The lectures are still good and the conferences are a genuine bargain.
- Prescriber Insights (formerly Prescriber’s Letter) — about 15 credits a year, and it will quietly make you a better prescriber.
- Your state chapter conference — usually the cheapest Category 1 credits you will find, plus the people you meet there are the ones who tell you what jobs are actually good.
PANRE or PANRE-LA: the decision you make in year sixMiss the window and it’s decided for you
You have two ways to satisfy the exam requirement in your 10-year cycle, and for most working PAs the traditional PANRE is now the worse of the two. They cost exactly the same — $350 either way.
| PANRE | PANRE-LA | |
|---|---|---|
| Format | One proctored exam at a testing center | Longitudinal, taken at home over three years |
| When | Year 9 or 10 of your cycle | Questions across years 7, 8 and 9 |
| When you apply | Year 9 or 10 | Year 6 — window is July 1 to December 18 |
| Volume | One sitting, roughly five hours | 25 questions per quarter, about 10 weeks of access each |
| How many quarters | — | Up to 12 available; minimum 8, including at least one in year 7 and one in year 8 |
| Scoring | Single score | Scored on 8 quarters; if you take more, your best 8 count |
| References allowed? | No | Yes — you may use reference material |
| Fee | $350 | $350 |
The PANRE-LA application window is in year six of your cycle, and it closes December 18. If you let it pass, your only remaining option is the traditional proctored PANRE in year 9 or 10.
Go look up your certification expiration date, subtract four years, and set a July reminder for that year. It takes ninety seconds and it preserves a choice you will want.
My honest take: for a working clinician, twenty-five open-reference questions a quarter is a far better experience than one five-hour sitting, and it does more for your actual practice. You look things up the way you look things up at work. The people I know who chose PANRE-LA have not regretted it.
If you are taking PANRE-LA, use the reference finder
PANRE-LA gives you five minutes a question and permits reference material. That changes the job entirely: you are not recalling, you are locating. The bottleneck stops being what you memorized and becomes how fast you can find the right passage.
So I built a tool for exactly that. PANRE-LA Rapid Blueprint Search asks you three things — the content area shown before your question, what you are trying to confirm (best test, initial treatment, expected finding, next step, contraindication, and so on), and two to eight discrete clinical clues. It returns the strongest matching blueprint record and the passage most likely to answer it.
The tool takes discrete keywords only. Do not paste exam questions, answer choices, screenshots, or any substantial portion of PANRE-LA content into it — not into this tool and not into any other. Searching a finding or a drug name is using a reference, which is allowed. Reproducing exam content is not, and it puts your certification at risk.
PANRE-LA Rapid Blueprint Search
Pick the content area, pick what you need to confirm, type a few clinical clues. You get the matching blueprint record and the relevant passage — built on the same 14-system content library the rest of Smarty PANCE runs on.
Board review that actually moves a scoreQuestions first, reading second, highlighting never
Whatever else you do, do this: practice the thing you will actually be doing on the exam — answering multiple-choice questions and reading the explanation when you get one wrong. Re-reading a review book feels productive and is not. Neither is highlighting.
The order that works, for the PANCE and the PANRE alike: answer a block of questions, read every explanation including the ones you got right for the wrong reason, write down the concept rather than the fact, and come back to the same weak system three days later.
Try one right now, free
Here is a free practice exam. No email required, no catch — just start answering.
Have Your Exam Results Emailed to You
Enter your name and email address below to have your results as well as the test questions, your answers and the correct answers delivered to your inbox.
Everything I built for this, in one place
Smarty PANCE started as the study notes I made for my own boards. It is now fourteen courses built directly on the NCCPA content blueprint, and every piece of it is meant to be used a specific way rather than just consumed.
The QBank
More than 5,000 board-style questions across the PANCE, PANRE, EOR and EOC blueprints. Adaptive mode, timed mode, mock exams, a digital notebook, and analytics that break your performance down by topic and percentile. Included with every membership.
See the QBank →
Blueprint courses
Fourteen organ-system courses weighted the way the exam is weighted — cardiology at 11%, pulmonary at 9%, and so on down. Start with your worst system, not your favorite one.
Browse the courses →
Interactive blueprints
Every required task and disorder on the NCCPA blueprint, clickable straight through to the lesson that covers it. This is the checklist that tells you what you have not looked at yet.
Open the blueprints →
Full-length and topic exams
Five 225-question comprehensive exams for stamina and pacing, plus topic-specific exams when you want to drill one system at a time. Timed virtual PANCE and PANRE blocks too.
See the exams →
Content Blueprint PEARLS
The high-yield distillate — the one board-testable nugget per topic, plus the supporting points. This is what I review in the last two weeks, and nothing else.
Read the PEARLS →
ReelDx video cases and flashcards
Real de-identified patient cases attached to the lessons, plus cumulative-review flashcards by system. Useful when a topic will not stick as text.
Watch a case →
Board review that won’t blow your budget
One membership covers all of it — the QBank, all fourteen blueprint courses, every exam, the PEARLS, the flashcards, the audio review, and the PANRE-LA reference finder. Over 30,000 PAs have used it.
Free, whether or not you ever join anything
- The Daily PANCE and PANRE Blueprint email series — one board-review question in your inbox every morning, each on a specific blueprint topic, with the answer, the explanation, and the buzzwords that make it stick. Two minutes a day, free, and the easiest way to keep a study habit alive between now and your exam.
- The free online PANCE and PANRE practice exam — the full exam with explanations.
- The interactive content blueprint checklist — every required disorder, free to download, each one linked to a lesson.
- The blueprint, explained — what is actually on the exam, organ system by organ system, with the weightings.
Study while you drive
Long commute? Put it to work. The Audio PANCE and PANRE podcast is free, and it has been running long enough that there is a lot of it.
Subscribe on Apple Podcasts, Spotify, YouTube Music, or anywhere else you get podcasts.
- The Audio PANCE and PANRE PodcastEvery episode in one player.
- The 4 Best PANCE and PANRE Review BooksThe ones that actually earned their shelf space.
- How Many Practice Exams Should You Take?There is a point of diminishing returns, and most people blow past it.
- The Smarty PANCE blogCase-based board review, published all year.
Part 3
Get paid and protected
Know what you should be earningBefore the conversation, not after
The single most expensive mistake I see PAs make is walking into a salary conversation without a number in their head. You cannot negotiate against “whatever seems fair.”
| Source | Most recent figure |
|---|---|
| BLS mean annual wage | $141,280 (OEWS, May 2025 data, released May 2026) |
| BLS median hourly | $65.33 |
| PAs employed | 162,150 |
| AAPA reported median compensation | $140,000 for 2025, up 4.5% from $134,000 |
| Bonuses | About 58% of full-time PAs got one; median $6,000 |
The BLS Occupational Outlook Handbook still displays the older May 2024 median of $133,260 — it lags the OEWS release by several months. Both numbers are “real”; just never mix vintages in the same sentence.
National averages are a starting point, not an answer. A $150,000 offer in the Bay Area and a $125,000 offer in Ohio are not the same offer, and neither is a $140,000 job with four weeks off and a $3,000 CME stipend versus a $145,000 job with neither.
So use the number that actually applies to you. These three are free:
PA Contract Check
Paste your offer — or just the numbers you know — and get a 0–100 score plus the exact percentile your base lands on for PAs in your state, benchmarked against federal wage data. About thirty seconds, no account, no email.
Score my offer free →
PA Hourly Rate Calculator
For everyone who is per diem, part time, locums, extra-help, or 1099. Roughly one in six PAs is not a salaried employee, and nearly every salary tool quietly ignores us. This one converts your unbenefitted rate into a number you can compare against your state median.
Check my rate →
Salary by cost of living
All fifty states, adjusted for what it costs to live there. The state at the top of the raw list is frequently not the state where you would keep the most money.
Compare states →
The AAPA Salary Report is included free with fellow, student, and retired membership (pre-PA and affiliate members pay $275). It breaks compensation out by specialty, setting, region, and years of experience. If you are a dues-paying fellow member and you have never opened it, open it before your next salary conversation.
- How Much Money Do Physician Assistants Make?By state, specialty, setting, and years of experience.
- PA Salary for All 50 States, Adjusted for Cost of LivingThe highest number on the page is usually not the best deal.
- PA Salary 2026: Four Surprising TruthsWhere pay is actually moving, and where it has stalled.
- AAPA Salary ReportFree with fellow membership. The deepest dataset available.
Read the contract before you sign itThe terms that cost the most are never the salary
Salary is the number everyone negotiates and rarely the number that matters most three years later. These are the clauses that actually shape your life:
- Restrictive covenant (non-compete). How many miles, how many months, and measured from which locations? A 25-mile radius from “any site operated by the employer” can quietly mean you have to leave your city to change jobs.
- Termination and notice. Without cause, by either party, with how much notice? What happens to your unpaid bonus if you leave in month eleven?
- Malpractice tail. Claims-made or occurrence? If it is claims-made, who buys the tail when you leave? That is a five-figure question and it is negotiable.
- Call and coverage. Actually defined, or “as needed”? Paid separately or baked into salary?
- Productivity and RVU terms. If part of your pay is productivity-based, whose RVUs count — and do you get credit for the work you do under a collaborating physician’s number?
- CME money and time. Dollars and days. A $2,500 stipend with no days off to use it is a $0 stipend.
- Who pays for licensure. DEA ($888/3 yrs), state license, chapter dues, board certification. Ask. Most employers say yes.
Ask for the full written offer before you say yes to anything. Verbal terms are not terms.
Then negotiate one non-salary item. Even if the base is fixed — and it often genuinely is — CME days, tail coverage, a start-date shift, or schedule flexibility are frequently available and cost the employer far less than salary. The worst outcome is that they say no and you are exactly where you started.
Run your offer through PA Contract Check first
It scores the whole offer out of 100 — not just the salary — puts your base on the real percentile curve for your state, and flags the terms worth pushing on: missing tail coverage, a bonus with no written formula, a thin CME fund, PTO under the 25th percentile. The score and the percentile are free and always will be.
When I signed my first PA contract in 2004 I did not know what tail coverage was, and my bonus had no formula in it. Nobody teaches this in PA school, so I built the thing I wish I had had.
A benchmark is not legal advice. Contract Check will tell you which clauses deserve a lawyer’s eyes — non-compete, termination, malpractice tail — but it does not replace one.
Malpractice and disability coverageThe boring section that protects everything else
Two kinds of insurance matter enormously and almost nobody thinks about either until it is too late.
Malpractice: know which kind you have
Occurrence policies cover any incident that happened while the policy was active, forever, no matter when the claim is filed. Claims-made policies only cover claims filed while the policy is active — which means when you leave, you need tail coverage to stay protected for incidents that already happened.
Tail can run into five figures. Find out which policy you have, and if it is claims-made, get in writing who pays for the tail.
Disability: the one nobody buys
Your ability to work is the asset that funds everything else in your life, and it is far more likely to be interrupted than you think. Employer group coverage is usually thin, often taxable, and disappears the day you change jobs. An individual own-occupation policy bought while you are young and healthy is cheaper than it will ever be again.
- Do Physician Assistants Get Sued? Malpractice and LiabilityThe real numbers on PA claims, and what actually drives them.
- The Wealthy PA, Part 3: Long-Term Disability InsuranceWhat to buy, what to skip, and what the terms mean.
- The Wealthy PA, Part 1: Are PAs Wealthy?An honest look at what this career does and doesn’t build.
Student loans: what changed in 2026The most time-sensitive thing on this page
More changed in federal student loans between mid-2025 and mid-2026 than in the previous decade. If your last real look at your loans was before 2025, the plan you are on may no longer exist.
SAVE was vacated in March 2026 and is gone. Servicers began mailing notices on July 1, 2026 giving borrowers about 90 days to choose a new plan. Miss it and you are likely to be auto-moved to Standard Repayment — which does not qualify for PSLF in most cases, quietly ending your forgiveness clock.
The good news: months you already earned under SAVE still count toward PSLF. You are not starting over. But you do have to choose.
Deadlines are servicer-specific rather than one national date, so log in to your servicer and to studentaid.gov and confirm yours.
What the plans look like now
| Plan | Status in mid-2026 | Counts for PSLF? |
|---|---|---|
| SAVE | Vacated March 2026 — gone | Past months still count |
| RAP (Repayment Assistance Plan) | Launched July 1, 2026. Cancels unpaid interest monthly, up to $50/mo principal help, 30-year forgiveness, no $0 floor — generally higher payments than SAVE | Yes |
| IBR | Available for loans first disbursed before July 1, 2026 | Yes |
| PAYE and ICR | Being phased out by July 1, 2028 | Yes, for now |
| Standard | The default you get dropped into | Generally no |
And the PSLF employer rule
In October 2025 the Department of Education finalized a rule excluding employers engaged in a “substantial illegal purpose” from counting as PSLF-qualifying employers, effective July 1, 2026. It alarmed a lot of people working at hospitals, health departments, and nonprofits.
On June 30, 2026 — one day before it would have taken effect — a federal judge vacated the rule in full, holding it contrary to law, beyond the Department’s authority, arbitrary and capricious, and in violation of the First Amendment. The prior PSLF employer rules remain in effect.
The Department may appeal, so treat this as accurate as of the verification date at the bottom of this page rather than permanently settled. As things stand, the restriction is not in force. Keep filing your annual employment certification either way.
I was a National Health Service Corps scholar. The Corps paid for my education, and in exchange I served in a shortage area — and two decades later I am still doing that work, at the Santa Cruz County Health Department’s Emeline Clinic and the Homeless Persons Health Project, entirely by choice.
If you are early in your career and open to where you practice, service-commitment programs remain the single best financial decision available to a PA. Not because of the math, though the math is good. Because of who you end up becoming.
Every scholarship, grant, and loan repayment program open to PAs
I maintain a searchable database covering all 50 states — and it flags the awards that look like they’re for PAs but quietly are not, which is the part nobody else does.
Part 4
Keep growing
Residency, fellowship, and changing specialty156 active programs — and you don’t need one to switch
The best structural feature of this profession is that you can change specialties without repeating your training. A physician who wants to move from emergency medicine to dermatology is looking at another residency. You are looking at a good conversation and a learning curve.
That said, a postgraduate residency or fellowship can be worth it. It compresses years of on-the-job learning into twelve to eighteen months, many employers prefer residency-trained PAs, and it is a clean way for a mid-career PA to pivot into something genuinely different.
There are 156 active U.S. PA postgraduate residency and fellowship programs right now. The directory below is verified weekly against each program’s own site, the ARC-PA postgraduate list, and APPAP, and you can filter it by specialty, state, accreditation, program length, and stipend.
The PA Residency & Fellowship Match
All 156 active programs in one searchable, sortable table — specialty, state, ARC-PA accreditation, program length, and stipend. Updated weekly from primary sources.
Finding your next jobThe market is genuinely in your favor
With 20% projected growth through 2034 and roughly 12,000 openings a year, you have more leverage than you probably feel like you have. Where I would actually look:
- AAPA PA JobSource — AAPA’s own board. (It used to be called JobLink; that name is retired.) Part of AAPA Career Central.
- Your state chapter — consistently the most underrated source. Local postings, often from employers who never bother with the national boards.
- Indeed — still the widest net. Set alerts and let them come to you.
- LinkedIn — keep the profile current even when you are happy. Recruiters use it constantly, and it is how you hear about the job before it is posted.
- PAJobSite — PA- and NP-specific, still active with thousands of listings.
- Individual hospital and health-system career pages — plenty of large systems post only to their own site.
Skip Craigslist — it has not been a serious PA job channel in a decade. Monster and CareerBuilder still run, but their parent filed for Chapter 11 in June 2025 and the job-board business changed hands; both are low-yield for clinical roles now. Start with the first three above.
Your résumé is the part you control completely
Almost every PA résumé that crosses my desk has the same two problems: it reads like a job description instead of a record of what the person is actually good at, and it has been mangled by Microsoft Word into something with broken spacing and a page break in the wrong place. Both are fixable in an evening.
The PA Life Application Studio
Build a print-ready PA résumé in your browser with PA-specific guidance, a live preview, and automatic formatting — no blank page, no margin wrestling. There are separate new-graduate and practicing-PA paths, because those are genuinely different documents. Creating and printing are free.
Already have a résumé? Upload it. The Studio keeps your work history and credentials intact, rebuilds the formatting, and generates a matching cover letter from the same career story.
Three ways to work, depending on how you like to work:
- The Application Studio — the guided browser builder. Free to create and print; Premium adds AI drafting, résumé upload, Word and PDF downloads and reusable letter tools for $29 across 90 days.
- Microsoft Word template packs — if you would rather own the files and edit them yourself. Ten editable .docx documents plus completed PA examples: résumés, cover letters, and interview thank-you and follow-up letters. One-time purchase from $4.99, yours to keep.
- Professional editing — hand your draft to Beth Eakman, a professional writer and editor who has been doing this since the late 1990s, for one-to-one structure and language feedback. Packages from $195.
Then fix the LinkedIn profile too. Recruiters live there, and a strong profile is how you hear about a job before it is posted.
- The 10 Best Websites for PA Job SearchWhat each one is actually good for.
- Don’t Make This Mistake With Your PA RésuméThe one error I see on nearly every CV that crosses my desk.
- The Best Cities for PAsWhere the jobs, the pay, and the cost of living actually line up.
- The Interview Hack That Gets the JobWhat to do in the twenty-four hours after you walk out.
The PA Licensure Compact26 states in — but you cannot use it yet
This is the biggest structural change coming to PA practice, and it is worth understanding before it arrives.
The PA Licensure Compact will let a PA licensed in one member state obtain a compact privilege to practice in other member states without applying for a separate full license in each one. For anyone doing telemedicine, locums, travel assignments, or living near a state line, it is transformative.
| Question | Answer as of July 2026 |
|---|---|
| States enacted | 26 (as of June 30, 2026) |
| Can I get a privilege today? | No. None are being issued yet. |
| When? | Projected early 2027 |
| Who runs it | The PA Licensure Compact Commission, with administrative support from the Council of State Governments |
| More states coming | Active legislation in Massachusetts, Michigan, Missouri, New Hampshire, and Pennsylvania |
The 26 enacted states: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Iowa, Kansas, Maine, Minnesota, Montana, Nebraska, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Rhode Island, South Dakota, Tennessee, Utah, Virginia, Washington, West Virginia, and Wisconsin.
Some of the marketing copy floating around — including on the Compact’s own homepage — is written in the present tense and reads as though privileges already exist. They do not. The Commission’s own FAQ and news pages are explicit: privileges are projected for early 2027, and each member state still has to implement FBI background-check requirements and set its privilege fee before it can activate.
If you need to practice in another state before then, you still need a full license in that state. Plan accordingly.
Your state and national chaptersThe cheapest career insurance you can buy
Join both. I mean it.
Your state chapter is where scope-of-practice law actually gets made — every practice-modernization win of the last decade came from PAs showing up in their own state capitol. It is also, practically speaking, the cheapest Category 1 CME you will find, the best local job board, and the room where you meet the people who tell you which employers are actually good.
AAPA does the national advocacy, publishes the Salary Report you now get free as a fellow member, and runs PA JobSource.
- My clickable map of all 56 AAPA constituent chaptersClick your state, go straight to your chapter.
- AAPA Career CentralJobs, salary data, and career resources for members.
- Physician Assistants: What We Are and What We Are NotWorth re-reading when someone calls you a “midlevel.”
- Why PA Remains One of the Top-Ranked Jobs in AmericaFor the weeks when it does not feel like it.
Part 5
Everyday tools
Apps, references, and patient handoutsWhat I actually keep on my phone
On my phone, every clinic day
- Tarascon Pharmacopoeia — still my favorite drug reference after all these years. Fast, no ads, and the pediatric dosing charts alone justify it.
- EMRA Antibiotic Guide — gets you to the right agent quickly, based on current guidelines.
- Shots Immunizations — free, updated annually, and it settles the “does this laceration need a tetanus booster” question in about four seconds.
- Pedi QuikCalc — weight- and age-based dosing, pediatric BP goals, growth charts. If you see kids at all, get it.
- UpToDate — if you have access, it is the best clinical reference there is, and it logs your CME while you use it.
- A good lab reference — less essential in the EMR era than it used to be, but still handy when you want a differential built off an abnormal value.
For patients — especially the ones who cannot afford their medications
This section matters more to me than any other on the page. A prescription your patient cannot fill is not a treatment plan.
- NeedyMeds — the one I reach for first. Patient assistance programs, diagnosis-based help, copay cards, free and low-cost clinics. Nonprofit, well maintained, no charge.
- RxAssist — a directory of pharmaceutical patient assistance programs. Still live; I would cross-check anything time-sensitive against NeedyMeds.
- PatientsLikeMe — patients sharing real symptom and treatment experience. Genuinely useful for people with rare or poorly understood conditions who feel alone with it.
- The Best Apps for PA Students and ProfessionalsThe full list, with what each one is genuinely good at.
- My Medkit: the gear I actually useStethoscope, otoscope, shears, shoes — what has survived twenty years of clinic.
- The Big List of the Very Best Books for PAsClinical, professional, and the ones that make you better at the human part.
- What Can a PA Specialize In?Every specialty open to you, and what the day actually looks like.
Questions I get askedThe ones that land in my inbox every week
How much does the DEA registration cost for a PA?
$888 for a three-year registration. PAs pay the same fee as physicians — the Code of Federal Regulations does not set a separate “mid-level” rate. New registrations use DEA Form 224; renewals use Form 224a. You must already hold an active state license with prescribing authority, and you need your NPI first. Many employers will reimburse this — ask before you pay it yourself.
How much does the PANCE cost in 2026?
$550. You can register up to 180 days before your expected program completion date, and you may sit for the exam as soon as 7 days after your program director confirms completion. You then have a 180-day window to test. Retakes are limited to once per 90 days and no more than three per calendar year, with a lifetime cap of six attempts within six years of graduation.
How much CME do PAs need?
100 credits every two years, of which at least 50 must be Category 1. The remaining 50 can be Category 1, Category 2, or a mix. Certification runs on a 10-year cycle: five consecutive two-year CME periods plus a recertification exam by the end of year 10. There is also a $180 certification maintenance fee each two-year cycle. Self-assessment CME and performance-improvement CME are no longer required, but they still earn multipliers — 1.5× for self-assessment, and double credit for the first 20 PI-CME credits per cycle.
What is the difference between PANRE and PANRE-LA?
PANRE is a single proctored exam at a testing center, taken in year 9 or 10 of your cycle, in one roughly five-hour sitting, with no reference materials. PANRE-LA is longitudinal: you answer 25 questions per quarter from home across years 7, 8 and 9, reference materials are permitted, and you must complete at least 8 of the 12 available quarters (including one in year 7 and one in year 8). If you take more than 8, your best 8 count. Both cost $350. The catch: you have to apply for PANRE-LA in year 6, during a window that closes December 18.
Can I practice in another state under the PA Licensure Compact yet?
Not yet. As of June 30, 2026, 26 states have enacted the PA Licensure Compact, but no compact privileges are being issued. The Commission projects that privileges will become available in early 2027. Each member state must still implement FBI background-check requirements and set its privilege fee before it can activate. Until then you need a full license in every state where you practice. Some promotional copy is written in the present tense — rely on the Commission’s FAQ and news pages instead.
Does my hospital or clinic job still qualify for PSLF?
Under the rules in force today, yes — employment with a government entity or a qualifying 501(c)(3) nonprofit still counts. The Department of Education finalized a rule in October 2025 that would have excluded employers engaged in a “substantial illegal purpose,” effective July 1, 2026, but a federal judge vacated that rule in full on June 30, 2026, one day before it took effect. The prior rules remain in place. The Department may appeal, so treat this as accurate as of this update rather than permanently settled, and keep filing your annual employment certification.
I was on the SAVE plan. What do I do now?
Choose a new plan, and do it this fall. SAVE was vacated in March 2026. Servicers began sending notices on July 1, 2026 giving borrowers roughly 90 days to elect a new plan; if you do nothing you are likely to be moved to Standard Repayment, which generally does not qualify for PSLF. Your PSLF-qualifying options now are IBR (for loans first disbursed before July 1, 2026) and RAP, the Repayment Assistance Plan that launched July 1, 2026. Months you already earned under SAVE still count. Deadlines are servicer-specific, so confirm yours directly with your servicer and on studentaid.gov.
How much do physician assistants make?
Per BLS OEWS data for May 2025 (released May 2026), the mean annual wage is $141,280 and the median hourly wage is $65.33, across 162,150 PAs. AAPA’s own reporting put median PA compensation at $140,000 for 2025, up 4.5% year over year, with about 58% of full-time PAs receiving a median bonus of $6,000. Note that the BLS Occupational Outlook Handbook lags and may still display the May 2024 median of $133,260. Specialty, setting, geography and cost of living move these numbers a great deal.
Do I need a residency to change specialties?
No — and that flexibility is one of the best structural features of this profession. PAs move between specialties without repeating training, which a physician generally cannot do without another residency. A postgraduate residency or fellowship is still worth considering: it compresses years of on-the-job learning into 12–18 months, many employers prefer residency-trained PAs, and it is a clean way to pivot mid-career. There are currently 156 active U.S. PA postgraduate residency and fellowship programs.
How do I know whether my job offer is any good?
Benchmark it before you respond to it. PA Contract Check takes your offer — pasted text or just the numbers you know — and returns a 0–100 score for the whole offer, where your base lands on the federal wage percentile curve for PAs in your state, and how many terms are worth negotiating. The score and percentile are free, with no account and no email. If you are paid hourly, per diem, locums, or 1099, use the PA Hourly Rate Calculator instead — it is built for unbenefitted rates, which most salary tools ignore. Neither is legal advice; both will tell you which clauses deserve an attorney’s review.
Can I use references during PANRE-LA?
Yes. PANRE-LA is designed to be open-reference — you get about five minutes per question and you may look things up, the way you would at work. That makes speed of retrieval the real skill. The PANRE-LA Rapid Blueprint Search is built for this: choose the content area shown before your question, choose what you are confirming, and enter two to eight discrete clinical clues. One firm limit — use keywords only. Never paste exam questions, answer choices, screenshots, or substantial portions of PANRE-LA content into any tool. Looking up a finding is using a reference; reproducing exam content puts your certification at risk.
What is the best way to build a PA résumé?
Start in the PA Life Application Studio. It is a browser-based builder with PA-specific guidance, separate new-graduate and practicing-PA paths, a live print preview, and automatic formatting, and creating and printing are free. If you already have a résumé, upload it — the Studio keeps your history and credentials and rebuilds the formatting, then generates a matching cover letter. If you would rather edit files yourself, the Microsoft Word template packs start at $4.99 and include completed PA examples. If you want a human read, professional editing starts at $195.
Is the AAPA Salary Report worth buying?
If you are an AAPA fellow, student, or retired member, it is included free with your membership — so there is nothing to buy. Pre-PA and affiliate members pay $275. It is the deepest compensation dataset in the profession, broken out by specialty, setting, region and experience, and it is worth using before any salary conversation. If you want a faster read on one specific offer, run it through PA Contract Check — the score and your state percentile are free.
Bookmark this one
Fees change, deadlines move, and courts keep rewriting the student loan rules. This page is kept current and date-stamped at the top so you can tell how fresh it is. If you find something here that is wrong or out of date, tell me — readers catch things, and I would rather hear it from you than not.
One last thing.
The paperwork on this page is the least interesting part of your career, and it is the part that will consume the most administrative energy you have. Get the folder built, get the calendar reminders set, and then go do the actual work — which is sitting with people on the worst day of their year and being useful to them.
That is the job. Everything above is just the scaffolding that lets you keep doing it.
Stephen Pasquini, PA-C
I’m here for you — also as a friend. Thanks for reading!
Sources & last verified
Every fee, deadline and figure on this page is checked against a primary source. Last verified July 2026. The student loan and Licensure Compact sections are genuinely in motion, and the page says plainly where things are unsettled.
- DEA fee: 21 CFR 1301.13 ($888 / 3 years) and DEA Diversion Control
- NPI: NPPES and CMS Administrative Simplification
- PANCE / PANRE / PANRE-LA fees, rules and dates: NCCPA Become Certified, Maintain Certification, and the NCCPA PANRE-LA Policies & Procedures document
- CME requirements and multipliers: NCCPA CME
- Certified PA population: NCCPA 2025 Statistical Profile of Board Certified PAs
- Wages and job outlook: BLS OEWS May 2025 (released May 15, 2026) and the BLS Occupational Outlook Handbook
- Compensation: AAPA Salary Report
- PA Licensure Compact: Compact Commission FAQ and News and AAPA
- PSLF, SAVE and RAP: Federal Student Aid; vacatur of the employer rule reported by NASFAA and Inside Higher Ed, June 30, 2026
- State licensing boards: FSMB directory
- Residency and fellowship counts: PA Residency Match, verified weekly against ARC-PA and APPAP






